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I am a FULL TIME REALTOR. Let my 20 YEARS EXPERIENCE work for you. Call Me at 732-829-3823.
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Meet Sharon Marks I am a FULL TIME REALTOR with 20 years experience. My goal is to deliver FIRST CLASS SERVICE to my clients. I provide a straight-forward approach and always look out for your best interests. SELLERS...I successfully list and market homes using extensive marketing programs. This results in the highest sales prices for my clients. BUYERS...I will constantly update you on available homes in your price range. I will take you from the beginning of the home buying process to the closing table and answer every question along the way. Let my years of experience work for you! YOU DESERVE the BEST SERVICE....I am here to give it to YOU!!!
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Financing Your Home >Hybrids Offer Low Rates In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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| Q |
Where is the world's oldest castle located?
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| A |
The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories. |
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